Business Development Updates

10 August 2016

Developing your Protection Business - Free Guide

26 July 2016

Brooks Macdonald Regional Investment Lunches

14 July 2016

Access to NewsBrief - our monthly round up (1 hour CPD)- with a strong Brexit flavour!

Access this convenient, independent summary of Referendum consequences for financial advisers.

NewsBrief is published each month and available exclusively through Adviser Home. To register for the July Edition and ensure you have access to NewsBrief every month just register here>>

The July NewsBrief* covers:-
•    Political and regulatory developments surrounding the referendum 
•    The current regulatory approach 
•    Impact on trade relations with the EU 
•    The potential for corporation tax cuts 
•    Credit rating agencies assessment of the UK
 …and a range of other developments.

Keeping up to date

We know you need to be kept up to date on marketplace and regulatory changes – by registering here>>  you will be able to do this - and at the same time validate your understanding and make this the core of your CPD activities.

And – Investment Markets 

We’d also add that when you register and select the Investment moduleyou will automatically have access to Barometer- the excellent global markets review from Pictet Asset Management.
 

*Note: NewsBrief is edited by John Lappin – the respected industry commentator

07 July 2016

Wanted: Ambitious professional advisers seeking a life in the sun

 

Our clients, Blevins Franks, are seeking professional financial advisers to live in a choice of attractive Mediterranean locations and work with affluent expatriate clients.

 

If the idea of working abroad has appeal for you then here’s an outline of what’s involved:- 
•    There are over 2 million wealthy British expatriates living around the Mediterranean and requiring holistic wealth management along with tax planning advice particular to their location, this is unlikely to change following the Brexit referendum outcome
•    These clients are committed to life on the continent and Blevins Franks are advising them – and others planning to move to the Mediterranean - on steps that may be necessary to ensure continued residency
•    With Blevins Franks you would have access to the best possible technical support – particularly around tax matters – along with practical marketing assistance
•    Blevins Franks have offices in France, Spain, Portugal, Cyprus and Malta
•    Professional financial advisers are sought- with at least Level 4 or equivalent qualification- to work from one of these locations
•    Blevins Franks is the leading international tax and wealth adviser to retired expatriates and has been providing cross border tax advice for over 40 years

If some of this sparks an interest then it may well be worth a conversation – so call Frank Alvino on 0207 389 5220 or, if you prefer, email on [email protected]    

 

01 July 2016

BREXIT - What to do now?

Thinking about best practice for advisers in the ever evolving aftermath of last week’s vote. Here are some thoughts – we hope you’ll find some of use in your business.

The financial services community are not a mirror for the country so some/many of your clients will have voted to leave. We must all be careful to recognize this in client communications and conversations. Find out what your clients are thinking - only then can you devise a communication plan. Communicate with clients. If you wait for the dust to settle, you may miss the boat…. And silence may foster anxiety. Communicate with regularity – in times of uncertainty regular well balanced communication can reassure – what frequency? Depends partly on your style – but perhaps every month for now and then move to a lower frequency? Communication options: E comms including social media Seminars / Webinars One to one – f2f or tele based And not forgetting the traditional letter! Communications content? Beware of easy conclusions – at time of writing the FTSE100 is slightly up on its pre Brexit position, though the FTSE 250 may be a better Brexit benchmark and it’s down. It’s tempting to simply say that long term client plans should not be derailed or materially adjusted by a single event – but there are many factors contributing to current uncertainty:- PM leadership contest with the previous favoutiute now not standing Possible early election once Tory leader in place Opposition in severe difficulties Possible/ probable Scottish exit referendum Possible moves to re-open Irish discussions Probability that EU will be highly robust in its approach to negotiations – with the end  of the single market Possible new recession in UK Possible further European referenda – general European contagion effect Interest rates further downward [pressure unless pound drifts further downwards? Unpredictable short term correlation between markets and the economy At same time towards the end of the year we may see many more positive signs of vitality with new deals throughout the world and some early clarity on life outside the EU. Be aware of the impact of uncertainty on client risk responses – important that risk appetite is not unnaturally dampened – otherwise clients risk losing upside. But this may be the time to reconsider what options are available to protect capital and / or to access lower risk investment solutions. Use provider material where its client complied – but be conscious that some provider messages will vary, may tend to be positive in all circumstances and of course you won’t agree with all of it. If you operate with a CIP then consider how, if at all the current situation should effect strategy and tactics. If you operate with adviser led portfolio creation then it would seem prudent at this time to ensure practice level knowledge and involvement in portfolio construction and management. Opportunities: Do you manage all the assets of all of your clients? If not, then change like this makes a case for at the very least, oversight of most or all of a client’s assets New clients – either those who are currently DIY, or those who have new sources of instable capital. This, we can all agree is objectively the time to be seeking professional advice

27 June 2016

A Brexit Blog from Octopus investments

The likely implications of the Brexit vote, as well as Octopus current portfolio positioning and any potential investment opportunities. This blog has been approved for use with investors, so please feel free to share it with your clients.

View the attached PDF>>

27 June 2016

Watch this Brexit reaction video now

Just 20 minutes – a morning after reaction from Pictet – just register and you will go straight to the webinar recording – whatever time suits.

Register and view here>>

16 June 2016

Helping clients make better use of trust arrangements

It’s now ten years since the 2006 Finance Act changed the landscape for discretionary trusts by introducing three distinct points where an inheritance tax charge could potentially arise (upon entry, exit and periodic charges). 

So why is this important? Because 2016 is the first year that post-2006 discretionary trusts, or ‘relevant property trusts’, will trigger the ten-year 6% periodic charge.

Octopus offer BPR-qualifying investments that can help clients maximise the value of trusts for future generations. That’s because:
•    If assets are BPR-qualifying when they are settled into trust, there’s no ‘chargeable lifetime transfer’ (CLT) upon entry.
•    If a trust comprises BPR-qualifying investments at the ten-year point, there will be no periodic inheritance tax charge due.
•    And, when the time comes for capital to be distributed by the trust, as long as the trust assets are entirely BPR-qualifying, there’s no exit charge to inheritance tax, either. 

Talk to Octopus about BPR

If you have clients whose trusts have at least two years before reaching the periodic charge, or if you have clients who are looking to settle assets into a trust in the future, you may want to talk to Octopus about using BPR-qualifying investments with the aim of reducing, or in some cases eliminating, inheritance tax charges applicable to discretionary trusts. 

For more information there’s three options:-

1. Get in touch with your localOctopus Business Development Manager 
2. Call 0800 316 2298.
3. Register herefor the Octopus webinar on 6 July at 11.00am and earn one hour of CPD. 

16 June 2016

Investment Markets After the Referendum - You are invited to join our webinar

The “morning after” all our minds will be on the result – and for financial advisers – what it may mean for your client portfolios. 

Pictet Asset Management is leading this brief webinar for Adviser Home Referendum: Pictet's Perspectives perfectly timed to help you be quick off the mark in formulating your strategies and tactics.

When?
9 30 am on the 24th June

Timing 
15 to 20 minutes

Leader  
Andrew Cole – Manager of the Pictet Multi Asset Portfolio 

Themes 
•    Moving forward with investment strategies across markets and asset classes
•    How Pictet's portfolio was positioned - What went wrong / What went right - Moving forward 

Register Please register now and place this event in your diary.

 

 

02 June 2016

Help us create the best mix of investment content

We are keen to understand how you develop investment solutions for your clients. How much you rely on external resource and research. How much emphasis you place on fund selection and what trends you see for the future.
 
In this research your answers and comments will be helpful in ensuring we have the best mix of content on Adviser Home to help you run and develop your practice.
 
We’d like to acknowledge Robert Clark ACSI of R C Brown Investment Management PLC in putting this research together.
 
This research should take you just three or four minutes to complete and to acknowledge your help we will enter you in a draw to win £100 in Amazon Vouchers. Would you complete by Friday 10th?  Thanks

30 May 2016

Defaqto - Multi Asset Roadshow

One of the biggest trends in the market is the move to multi asset solutions. But which ones? – the choice is wide and here Defaqto have gathered together four names each with a strong case to make.

Choice of location

Come and hear Defaqto and four top investment houses including Pictet Asset Management share their views on how they're investing on behalf of clients.

 

Reserve my place »

11 May 2016

Para Planning - share your views with a chance to win a Fortnum and Mason Hamper

Whether you are an adviser, a para planner, client support or run your own practice we are interested to hear your views. 
•    What are the key elements in the role?
•    What makes the perfect Para Planner?
•    What’s challenging about the role? 
•    How can investment providers assist more?
•    What’s the future of Para Planning?

Complete this survey  – it should take you only 5 to 6 minutes and we will enter you into a prize draw – courtesy of Octopus Investments – to win a Fortnum and Mason Hamper

If you have colleagues who could also take part in our research please could you pass this email to them?  Many thanks

Adviser Home

05 May 2016

AIM Masterclass

AIM Masterclass webinar on Tuesday 10 May, at 10am - with 1 hour CPD

Discover why the Alternative Investment Market (AIM) is packed full of exciting investment opportunities in this one-hour webinar with Richard Power from Octopus Investments, who has over 20 years’ experience of managing UK smaller company funds. 

Explore why the Government wants to encourage investors to discover the benefits of smaller companies, and how investing in a carefully selected portfolio of AIM companies can yield growth potential for investors, as well as tax advantages. 

This live webinar will last for one hour, in which time Octopus will cover: 
• The investment potential of AIM company portfolios 
• The benefits and risks of investing in smaller companies 
• How Octopus products have helped other advisers and their clients 

Attendance will be eligible for one hour of CPD. 

Find out more and register here

27 April 2016

Why everyone should be talking about estate planning.

More people are sitting on a potential inheritance tax liability, or will do so in the years to come, and are either unaware of it or unsure what to do about it. Read the full article here
It's seminar season - Discover more on the Octopus Workshopswebpage. Places are limited, so be sure to secure yours!

Looking to find out more? - If you would like to find out more, please get in touch with your local Octopus Business Development Manageror call the team on 0800 316 2067, alternatively, visit the Adviser Academyfor CPD-accredited learning

27 April 2016

Delighted to announce - A new partner for our CPD Centre

 

Pictet Asset Management will cover market views each Month via their Barometer review and you can register here>>  

27 April 2016

TIME Investments - Understanding the Residence Nil Rate Band

After receiving positive feedback from advisers on their appetite to receive further education on the Residence Nil Rate Band (RNRB), our business development team have been on the road delivering comprehensive insight to both individuals and teams to help them fully understand the recent changes.  

If you would like to book a meeting with a member of the Time Investments nationwide business development team please call  020 7391 4747 or email [email protected]