Business Development Updates

02 May 2018

Webinar: The Evolution of the Managed Portfolio Service - and the value to your clients and your business

Join George Cliff of Clever Adviser* and Ash Weston of 8AM Global* on the 8th or 10th of May at 9:30am for a discussion on new developments in managing model portfolios. The session will last around 25 minutes and will cover:
 

Your Central Investment Problem – how can we help? The growth in popularity of MPS – why advisers are making the switch Managed Portfolios and MIFID II – the requirement for transparent, robust and repeatable investment processes How using an MPS can increase your value to your client, and decrease your admin workload New Advances in technology – the evolution of the CleverMPS

 
Register Now – choice of days
 
8th May 9:30am Register here>>
 
10th May 9:30am Register here>>
 
 
Note Unstructured CPD certificates will be issued to all attendee’s.
 
*Since 2010, Clever Adviser Technology Ltd (Clever) has been developing data driven technology that aims to strip human emotion from the investment process. Clever now offers two investment propositions, CleverAdviser and CleverMPS, both of which are driven by a highly sophisticated software system that uses proprietary data and complex computer algorithms, rather than human judgement, to select and monitor funds.
Clever have Partnered with 8AM Global who are administrating and looking after the day to day running of the model portfolios.

18 April 2018

The adviser guide to Sustainable Investing - One click to access your copy

 

 

This Adviser Home guide – developed by independent commentator, John Lappin, is an excellent practical overview on sustainable investing. You can see your copy here

Guide contains interviews with 6 leading fund managers – experts in sustainable investing and ESG Views from 6 financial advisers – how do they approach clients on this and how do they integrate sustainability into client portfolios Input from specialists investment consultancies – on issues and trends Designed as an educational guide for advisers – a market overview rather than a product pitch

 

Access the Sustainable Investing Guide here 

11 April 2018

Your edition of Rathbones Investment Insights Q2 2018

Headline points:-

•    Inflated expectations - Concerns that inflation is about to take off appear unjustified 
•    Trade wars -  US tariffs could end up biting the hand that feeds the consumer
•    Portfolio ‘protectionism’ - How diversification in multi asset portfolios can help returns through all conditions. Using alternatives to generate uncorrelated returns
•    Good value or value trap?-  Rathbones believe UK equities look attractive across various valuation measures

This review also includes an overview from Julian Chillingworth, Chief Investment Officer and a summary of the key trends across financial markets.

To access the full report click here>>

 

23 March 2018

Octopus Live 2018: Could you be helping more clients save inheritance tax?

01 March 2018

Win an Apple watch or 350 pounds John Lewis Vouchers for completing this census questionairre

This is the 6th annual census from BWD on salary and benefits in financial services. .

The census report is now in its 6th year and has become a definitive reference guide for the financial services sector. Showing trend data and up to date information on salaries and benefits. The report, available to you as a respondent allows you to compare your own remuneration and benefits with your peers. 

NB This is designed as a comprehensive census – not just a research exercise – so it’s important that you take part.
 
Should I complete this?
 
The majority of respondents are financial advisers and planners – so yes!
It’s also open to ParaPlanners, Compliance and Administration staff as well as company BDMs.

The benefits of taking part

The main benefit to you is that we will send you the final report (at no cost) so you can see where you stand against averages for the sector and for the role you hold. This is a detailed report and covers, total earnings, salaries, bonus basis and amounts and employee benefits in detail.

In addition, BWD will include all respondents in a free draw to win an Apple Watch or £350 in John Lewis vouchers. 

PLEASE NOTE: Your answers will be treated in the strictest confidence. All survey results will be completely anonymous to protect your personal data, in accordance with current Data Protection legislation.
 
Complete the Census now
 
You can complete the Census here   - could you respond as soon as you can and 7th March at latest.

Thanks for taking part – it’s very much appreciated.

26 February 2018

Make things simpler with Prudentials Extracting Company Profits tool

Prudential are well known for their suite of tools and calculators, which can help generate discussions with your clients. One of their most popular tools just now is the Extracting Company Profits one.
 
This tool allows you to sit with clients and discuss the different options they have for extracting profits from their business. You can input a client’s current remuneration structure and highlight how adjusting this structure might benefit them, possibly mitigating the tax and national insurance payable to HMRC.
 
Access the tool here>>
 
Other support on offer
 
Watch a webinar that pulls out pointers which will help when you’re using the tool and allow you to get the most out of it. Watch the webinar>>
 
Read more on Taking profits from a Limited Company. View>>
 
You can see Prudential’s full range of tools and calculators here>>

17 February 2018

The case for switching energy supplier

Until recently inertia ruled this market and energy suppliers were for “life”.  But now it’s a more open market and that has to benefit the consumer – both business and domestic.
 
If it’s some time since you last reviewed energy supplier then you may be interested to see how things have moved on in terms of both price and service. In which case can we suggest you check out Octopus Energy – these links will allow you to request a quote. The case for making sure your energy supplier meets your needs applies equally to your business and your personal supply.
 
Business Energy?
 
Ask for your business quote  click here
 
If your business account is managed by a colleague, would you please forward this on to them?

Home Energy?
 
If you run your business from your home, or you’re interested in getting a quote on your domestic bill, click here
 
If you do decide to switch,  the process is easy and quick and won’t affect your supply flow. 
 
What do people say?
 
Here are a few comments from new clients of Octopus Energy who are of course also committed to renewable energy sources.
 
Oliver, St Paul's Mews Residents Association
“We’ve never switched a business account before – the research I did suggested that switching would be long & hard, but with Octopus it really wasn’t – so I was really pleased! I just contacted you guys and you did it all. Brilliant really.”
 
Jeyoon, The Big Group Ltd
“We switched to Octopus because of the savings they’ve made for us, but it’s also brilliant that our offices are now powered entirely by renewable energy. Great stuff!”
 
Espen, Hanoy Ltd
“The primary driver for my business is the service I’ve had from you. It’s made everything so much easier. The fact that there’s a person I can email at any point is brilliant, rather than waiting for a call centre.”
 
Claire, The Jolly Barber
“I’m so glad I changed…I love the fact that when you ask for my meter readings I don’t have to remember my login details I just pop the readings in the email. Job done, love it”
  

30 January 2018

Client tax planning. Support is on hand from Prudential

Get your questions answered

To help manage client queries in the run up to the end of the financial year, Prudential’s Technical Team have put together answers to the most common tax planning questions they get asked by advisers.

Top adviser tax planning questions. View here>>

Looking for some different tax planning opportunities to explore?

Visit Prudential’s tax year end hub for a host of ideas. There’s a number of business development articles in the tax year end dedicated Oracle or you can listen to their tax year end webinar, presented by their highly-regarded Technical Managers.

Read or listen here>>

Tools and calculators

Prudential have a choice of tools and calculators, designed to make your life easier when you’re helping your clients with their tax planning. 

View the range of tools and calculators here>>

17 January 2018

Get gifting savvy with the Octopus gifting calculator

It takes seven years before a gift becomes fully exempt from inheritance tax (IHT). Up until that point, clients making gifts could still face IHT liabilities. But with this new gifting calculator, you’ll be ideally placed to help them understand what these liabilities could be, and whether there are alternative estate planning solutions, such as BPR-qualifying investments, better suited to their needs.

It’s simple to use. Just input the details of your client’s estate, make a note of any gifts made in the last seven years, and let the tool do all the calculations – including the impact of taper relief – for you. After completing the calculator, you’ll get a PDF report for your own records.
 

Investments that qualify for BPR are considered to be high risk. The value of a BPR-qualifying investment, and any income from it, can fall as well as rise. Investors may not get back the full amount they invest. The availability of tax relief depends on individual circumstances and could change in the future. Tax relief also depends on the portfolio companies maintaining their BPR-qualifying status.

10 January 2018

Invesco Perpetual 2018 Investment Outlooks: Available now

As we move in to the New Year – and a new set of economic uncertainties – Invesco Perpetual shares its 2018 Investment outlooks, which offer both written and video commentaries from key investment professionals for the year ahead.

Visit the outlooks hub>>

The surging markets of the past year have taken place against a backdrop of macro developments whose long-term impact on the world economy has yet to be realised – from Brexit uncertainty and continued oil price volatility, to key elections in Germany and France.

In this context, the year ahead promises to be both interesting and challenging.

18 December 2017

When it comes to your business do you feel like your energy supplier is giving you good value

Adviser Home has been working with Octopus Investments for over 6 years, sharing ideas with you on tax efficient investment solutions.  However, you may not be aware of another part of the Octopus Group – Octopus Energy.  

Launched 18 months ago, Octopus Energy now powers over 100,000 homes across the UK. 

It was built around a simple concept – that energy should be better. Better for customers through transparency, honesty and simplicity. Better for the planet, through real long term investment in renewable generation and a low CO2 future. Better value, by throwing away the old business models of the “Big 6” and instead building a business that’s fit for the 21st century.

Energy for your business

Now they’re offering businesses the same opportunity to access good value pricing, award winning customer service, and responsibly sourced sustainable energy. If you’d like to see how Octopus Energy compares to your current supplier, just click herefor a quote. The process is surprisingly simple, and takes just a few minutes.  

If your business account is managed by a colleague, please forward this on to them?

If you run your business from your home, or you’re interested in getting a quote on your domestic bill, click here.

12 December 2017

You can now sign up for the first round of Invesco Perpetual Investment Intelligence Seminars 2018

Can Goldilocks continue?

In this round Invesco Perpetual provides its outlook for global inflation and growth in 2018, as well as outlining the key fundamental factors likely to determine asset class performance.

It will also take the opportunity to hear from investment experts to see where they believe the best opportunities lie at the asset class, regional and sector level.
 
Held at more than 60 locations nationwide, attendance will qualify you for 80 minutes of structured CPD.

Sign up now>>

05 December 2017

Prudential Oracle: Regulatory special edition

In a special edition of their highly-regarded Oracle publication, Prudential look at some hot topics in the regulatory world.

At their recent adviser seminar series they had Rory Percival as their guest speaker. An overview of what Rory covered in the seminars is included in this special edition, which I’m certain you’ll find useful and illuminating.

There are also articles covering what you need to know about GDPR, new KIDs (for PRIIPs), MiFID II, IDD and pension scams.

Access the latest Oracle 

Find out more about how Prudential can help you by reading this special edition. 

01 December 2017

How will the Investment Landscape Look in 2018?

Read this comprehensive guidefrom Pictet AM including analysis and views by region and asset class, forecasts for growth, inflation and earnings across the globe.

Headlines:-

2018 promises to be another good year for equities, thanks to broad-based global economic growth

Global asset classes - Reasonably smooth conditions for equities, choppier ones for bonds.

Equity regions and styles - US equities look expensive; European, Japanese and EM markets have better prospects.

Fixed income and currencies- EM local currency debt to benefit from weaker dollar, stronger commodities and improving economic growth.

Access 2018 Investment Landscape here

29 November 2017

Introducing Rathbones new personal inflation calculator

 

 

Under pressure?

What drives inflation, where it's heading and what it means for investors.
Whether your clients are accumulating for the future or drawing down on their wealth in retirement, inflation is a key factor.

Rathbones new personal inflation calculatoris designed to give a prediction of what inflation means to them.

 

Beyond the headline rate of inflation used in the press, the calculator looks at what your clients spend their money on to create a personal prediction that can be used as an indicator of how hard their investments will have to work.

 
Inflation Trends

Of course, knowing what inflation is today is only part of the picture. Knowing what drives it and where it is headed are also valuable insights when it comes to protecting and growing their wealth. You can read more about Rathbone’s thinking on the long-term outlook for inflation – on their specially created inflation hub.

If you would like a more detailed report on the Rathbone view on inflation, what drives it and where it’s heading, please read this investment report – Under pressure?

20 November 2017

Webinar - how can robo or automated investment advice help your business

Join Munnypot founder Simon Redgrove to discuss how more of your clients and prospective clients could benefit from simple, low cost automated investment advice. 

Choice of webinar dates :

Register here for 28th Nov 2017 11am

Register here for 29th Nov 2017 11am

Please note places are limited so we suggest you register early to secure a place. We expect high demand for this important subject. (Note that Munnypot may use your details to make contact with you but that your data will not be used for any other purpose.)   Why join this 30 minute webinar?    • We know from our research since FAMR that many adviser practices are concerned that their face to face approach, whilst essential for many clients, is uneconomic for others. Meanwhile the “advice gap” continues to mean that the majority of the UK population do not receive financial advice. • Simon will discuss this and ways to approach the issue, which can complement and help grow your existing practice. • Many advisers have concern about regulatory accountability with automated solutions. With Munnypot the position is entirely clear – they are responsible for the advice given. You have a complete regulatory hand off. • During the webinar you will see more of the Munnypot solution and have the chance to pose your questions to Simon (who is also hugely experienced in the adviser world through previous leading roles in Cavanagh and Close Bros).

 

At Adviser Home we are pleased to be helping Munnypot work with the adviser community and we’d suggest that this webinar would be a good use of 30 minutes of your time.