Business Development Updates

22 September 2015

cash flow modelling with discounts

Cash Flow Modelling - from PPOL with discounts

Since we launched we have worked with PPOL and we are now very pleased to be able to offer Adviser Home preferential terms on this new set of Cash Flow planning modules including a comprehensive set of calculators.

To date these have only been available to existing PPOL users but we are now extending access to the full Adviser Home community. Reaction and take up has been excellent. These modules are designed to be intuitive, easy to use and with strong use of visuals. But at the same time they are robust and the cash flow modules are available in three levels, depending on your needs and those of your clients.

PPOLcalcs normal monthly cost £40 plus VAT per user but through Adviser Home £30 plus VAT. Subscriptions are monthly with no tie in period.
We can also offer you a month’s free trial.
To secure access to these modules at the Adviser Home terms please just email [email protected] 

To visit PPOLcalcs click here>>      

Cashflow Calculators

A single subscription gives you access to three levels of cash flow planning modules:
Simple, Advanced and Cashflow Pro 

Simple Cashflow
Use simple inputs to easily model your client’s incomes and spending patterns at their different phases of life and see the impact on their cashflow both in numbers and visually in charts.

Advanced Cashflow
For more sophisticated modelling Advanced Cashflow includes the facilities of the Simple version plus individual investment pots each providing income and/or growth with scheduled additions during accumulation stage of life and withdrawals in decumulation.

Cashflow Pro - Single & Couple
For the ultimate professional modelling Cashflow Pro has additional facilities to include loans, calculate taxation and model the buying & selling of assets. It also allows rules to define how to automatically invest cash surpluses and fund cash shortfalls. Separate versions for modelling a single individual and for a couple.


Taxation Calculators
•    Capital Gains Tax Calculator
•    Inheritance Tax Planner
•    Capital Gains Tax Couple Planner
•    Chargeable Events Calculator
Retirement & Pension Calculators
•    Retirement Income Planner
•    State Pension Age Calculator
•    Basic State Pension Calculator
•    Immediate v Deferred Pension Comparison
•    Early v Normal Retirement Comparison
•    Indexed v Level Annuity Comparison
•    Pension Drawdown Cash Calculator
Property & Mortgage Calculators
•    Stamp Duty Land Tax (SDLT) Calculator (England, Wales & Northern Ireland)
•    Land & Buildings Transaction Tax (LBTT) Calculator ( Scotland )
•    Mortgage Repayments Calculator
•    Rental Property Yield Calculator Loan Calculators
•    Loan Early Repayment Calculator
•    Annual Percentage Rate (APR) Calculator
Investment Calculators
•    Annual Equivalent Rate (AER) Calculator
•    Net Return Rate Calculator
•    Return on Investment (ROI) Calculator
•    Present Value (PV) Calculator
•    Future Value (FV) Calculator

Next Step

To access these Modules , arrange a demo or find out more just get in touch at [email protected] and use reference Adviser Home.

27 August 2015

A Lifetime of ISA's can make an IHT plan - with discounts

As you'll be aware, any investment growth or income from ISAs is free of CGT and income tax. But Most ISA investments are still subject to 40% inheritance tax if the investor's estate (including their house) is valued at £325,000 or more. But the Octopus AIM Inheritance Tax ISA invests in companies trading on the Alternative Investment Market (AIM) and Octopus expect it to qualify for business property relief from inheritance tax. And because of the ISA wrapper, any investment growth or income received is tax-free too. 

Client Planning Scenario

This simple case study illustrates how you can use these AIM ISAs to help with your clients IHT.

Discount offer details

Late-summer discount offer for investors keen to get their affairs in order well before tax year-end. Octopus initial charge down to 1% (previously 2.5%) for all Octopus AIM Inheritance Tax ISA applications  received before 31 October 2015. 

Application details

Discount applies to new subscriptions and transfers. Latest brochure here AIM Inheritance Tax ISA webpage, along with the application form. 

More information

If you need any more information about the Octopus AIM Inheritance Tax ISA, please call your Octopus Business Development Manager on 0800 316 2067 or email [email protected].

07 August 2015

The Financial Advice Market Review

We’d like your input on The Financial Advice Market Review announced by the Treasury and the FCA. This could have significant consequences and bring major opportunities for the adviser community. It will be a long process but the focus looks to be on making advice more widely available and that has to be significant for all advisers. So this is an opportunity to consider what you'd like to see by considering the questions here>>

To help give your views collective influence we will aggregate all responses and send the resulting report to the FCA.

We are looking for a real dialogue here so one of our questions is would you like to be involved further in our consultations?

This is an important subject so your full considered response is appreciated.

We’ll share our report with you of course and we are offering a prize draw for £100 in Amazon vouchers.

Thanks
Adviser Home

05 August 2015

Some light August reading - Latest Market Views from Pictet Asset Mnagement

The strategy team at Pictet's August Barometer is out - headline views - "Stocks will be weighed down with concerns over the Fed and China"

Read here>>

And you can see more on Pictet and their new Multi Asset solution here>>

29 July 2015

Multi Asset - A new fund from a tried and tested team

The team, led by Percival Stanlon,  that performed consistently well over the long term at Barings , in a variety of markets,  is together now, supported by one of Europe’s longest established independent investment houses – Pictet Asset Management.

Their new Multi Asset fund is available now through most platforms and via CoFunds you can access it at a 50% discount.

If you go to Adviser Home here>>  you’ll find the adviser presentation along with the latest Pictet market commentary and  full fund details - and contact details for Pictet

22 July 2015

FREE TRIAL - Compare over 160 tax efficient alternative investments

We know from our research with advisers on the alternative investment market that access to high quality research and comparison tools is one of the main issues.

So we are pleased to say that MICAP is now revolutionising the way you can research, compare and select alternative investments.

As part of the Adviser Home community you are invited to trial the MICAP Fund Finder as a premium user – free of charge. 

SIGN UP FOR A FREE TRIAL NOW

Saving you valuable time on research, administration and compliance, MICAP enables advisers to compare the market of tax efficient alternative investments (EIS, SEIS, BPR and VCT) at the touch of a button.

What does this mean for you?

You can filter and compare over 160 tax-efficient investments instantly Ensure you have a truly "whole of market" view for compliance purposes Evidence a proper audit trail of searching and screening investments Build bespoke portfolios with blended returns, fees and charges in real time A single resource to download IM's, application forms and investment reviews

We want to offer you a FREE no obligation trial with FULL ACCESS to all of the functionality and documentation that MICAP has to offer. FREE TRIAL Registration

Sign up for your MICAP Demo

If you can spare just 15 minutes of your time MICAP will give you an online demonstration of the platform to ensure you get the most out of your free trial.

Sign up for MICAP Demo  choice of times on Wed 29th July – either 9-30am or 3-30pm

20 July 2015

Managing your Professional Development

Managing Your Professional Development - Win £100 in Amazon Vouchers

We are interested to know how you go about recording your CPD, accessing learning materials and planning your progress. Just now we are discussing advisers’ requirements with a specialist provider in this area so we would really appreciate a bit of feedback.

This is a very brief survey – three to four minutes - and we’ll send you our report on the subject if you’d like. Also, you’ll go into a prize draw to win £100 in Amazon Vouchers.

            Thanks, much appreciated.

20 July 2015

July Barometer

02 July 2015

Peer to Peer Webinar from RateSetter - watch now

We recently ran a webinar with RateSetter talking about peer to peer and how advisers can use these products with the clients.

For your convenience you can watch the video now or at your leisure – here’s the link.

 

The rates available are extremely attractive and RateSetter are now the largest on the P2P market by monthly volume. 

If your clients are looking for near cash or lower risk solutions then this is worth looking at.

Some points on RateSetter

•    Investors include major investment fund managers, Woodford Investment Management and Artemis
•    First globally to launch a Provision Fund
•    First globally to be risk rated by FE (score of 1, with cash being 0)
•    100% track record - no investor has lost a penny since launch in 2010

If you would like to see more click here where you can access the adviser platform to allow you manage your clients RateSetter funds.

And here’s a brief guide for advisers.

19 June 2015

Create your perfect LinkedIn profile - free training webinar

 

  

 

Amanda Brown of Alterra is an online marketing expert specialising in LinkedIn. She has put together a free training webinar which will help you create the perfect profile on LinkedIn so you get found for your expertise and create the right first impression. 

To view the webinar click here>>  ‘10 Steps to Optimising your LinkedIn Profile’ and select a date and time to suit you. If these dates are not convenient then please email:  [email protected] who will arrange for a copy to be sent to you.

15 June 2015

Supporting the Seven Families Initiative

Supporting the Seven Families Initiative- client material for you

Here’s five educational aids for use with clients, professional connections or as social media content to highlight the financial vulnerability that can stem from chronic illness and/or disability to families across the UK.

1) http://7families.co.uk/downloads/Pickford_7FamiliesSalesAid.pdf

2) http://7families.co.uk/downloads/Clarke_7FamiliesSalesAid.pdf

3) http://7families.co.uk/downloads/Snell_7FamiliesSalesAid.pdf

4) http://7families.co.uk/downloads/Thornley_7FamiliesSalesAid.pdf

5) http://7families.co.uk/downloads/Pinder_7FamiliesSalesAid.pdf

15 June 2015

Cash Management Webinar

 

 

Cash Management Webinar from Deposit Sense - the UK's leading Savings Management System for Advisers.
Tuesday 23rd June at 11.00am. Back in April Deposit Sense held their first webinar for Adviser Home on their Cash Management system. Due to increased interest in the system, a further webinar has been arranged. If you didn't get the chance to see the first webinar then it is worth putting 15 minutes of your time aside to view this.  
 
Why? - Cash is one of the largest asset classes, but much of it remains un-managed and outside adviser influence. This webinar shows how you can make cash management a fundamental part of your client service proposition. 
  A 15 minute event on how to:
    
•    Create your own cash management proposition

•    Identify the best solutions for client saving accounts

•    Produce a savings portfolio & a report to illustrate value to your client

•    Differentiate your Business from the competition To take part 

Register your interest by emailing to:

[email protected]

Numbers are limited so please book your places early.

Once received, Deposit Sense will confirm your place on the webinar, and issue your joining instructions including two short videos to help you understand the rationale behind cash management.

Need more information? - visit here for more on Deposit Sense and the merits of a professional approach to cash management. 

08 June 2015

Adviser Home discount for VCT Masterclass

From Intelligent Partnership on Friday 26th June, 20, Fenchurch St London - a half day June  Masterclass on VCT with 3 hours of structured CPD. AIC chief executive Ian Sayers will be joined by speakers from PwC, The Timebank, DWF LLP, St James’s Place, Octopus Investments, Triplepoint, Puma Investments, and Unicorn. Register here for your Adviser Home discount.

27 May 2015

Octopus Inheritance Tax Service Workshops

A wide choice of Octopus Investments workshops in June and July will compare BPR-based solutions with traditional estate planning strategies and help you identify new opportunities and planning ideas - and 2 hours CPD.

Details and Booking>>

27 May 2015

Register for this essential Peer to Peer Webinar

Why? The growth of Peer to Peer is phenomenal and our partner in this sector, RateSetter is now the largest P2P business in the UK. This webinar, led by Ceri Williams, RateSetter Director, will give you a brief overview on P2P and what it could mean for your clients.

When - Thursday 4th June – 11-00 am for 30 mins

What’s covered?
•    Introduction to P2P – who’s hot, who’s not – explain the differences between P2P and crowd-funding 
•    Risks associated – explain the loan origination process, and credit checking 
•    How P2P can sit in the portfolio; how it can fit into retirement products such as SIPPs and as a ‘replacement’ annuity/income stream
•    The IFA portal – developed in association with Adviser Home etc, how adviser charging works with the portal 
•    The future, and the Lending ISA (LISA)

 ...what's more Neil Woodford is a well publicised RateSetter investor with £20m into this exciting enterprise.

20 May 2015

Results from our Research into Platforms and SIPPs with City Trustees

Click here for a summary of the research results.